Credit: currently 341 jobs.The latest job was posted on 30 Oct 14.
This sector contains all our credit jobs. Credit professionals are often referred to as ‘credit risk managers’ ‘credit analysts’ or ‘credit officers’, while some banks simply use a seniority level followed by the key word – e.g ‘vice president, credit’. Whatever the title, over the course of their credit careers they are essentially tasked with reviewing credit applications from the bank’s clients (e.g. corporations wanting to borrow money) or from financial institutions who are the firm’s counterparties.
Credit risk is the risk of loss of principle if a borrower defaults on a loan repayment obligation. It arises whenever an individual or company expects to use future income to pay a current debt. Credit risk analysts and professionals help to mitigate this risk by preparing credit proposals and credit reviews, which provide the business with independent assessments about the financial standing of prospective and existing borrowers.
Credit analysts collaborate with the lending team to ensure that credit proposals or extensions are approved or declined in accordance with both the firm’s internal credit policies and local regulations. Most lenders use their own models (credit scorecards) to rank potential and existing customers according to risk. Factors such as operating experience, management expertise, asset quality, and leverage and liquidity ratios are taken into account.
The aim is to ensure high credit quality through the structuring, sanctioning, monitoring and control of credit applications, as well as ongoing maintenance of credit standards. It is also the job of credit analysts to perform regular reviews of clients whose credit portfolios require close monitoring. This helps to ensure that any deterioration is quickly recognised and that credit risk is mitigated.
Credit professionals, especially senior ones, maintain close working relationships with the business and must understand their portfolio and risk capabilities. They must also stay up to date with financial analysis and the risk profiles of their assigned sectors, borrowers and counterparties throughout their credit careers. Ultimately, they must balance the desire of front-office sales staff to expand the business, with the need to lend prudently and make sound credit decisions.
There are credit risk issues within different types of transactions – including corporate banking, project finance, structured trade and syndications. And it’s not only banks that recruit credit professionals. Private equity firms, for example, use them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can also be quite specific, such as roles which focus only on counterparty risk and involve due diligence visits to financial institutions to collect credit information. Financial records are analysed on excel spreadsheets so that the bank has a realistic assumption of future operating performance.
Ziel unseres Kunden ist es, das Firmenkundengeschäft in den kommenden Jahren signifikant auszubauen. In diesem Zusammenhang sucht man am Standort Frankfurt einen erfahrenen Kreditanalysten.
Unser Kunde ist eine internationale Bank, die bereits viele Jahre in Deutschland vertreten ist. Im Firmenkundengeschäft werden große mittelständische und multinationale Unternehmen internationaler Ausrichtung mit einem umfassenden Produktservice betreut.
Die Aufgaben umfassen im Wesentlichen:
Erstellung anspruchsvoller Unternehmensanaly…
This fast-growing banking & business credit institution, seeks an experienced Op Risk Analyst to report to the Head of Risk and help set up, monitor, measure and report on Operational Risk Business Credit division.
Business Credit, Operations & Risk Management
Banking & Business Credit Institution
Support the Head of Risk and Chief Credit Officer, set & monitor the risk framework in accordance regulatory requirements & Compliance dept.
Write and maintain the risk management procedures and processes for the RM gov…
The Role: This position primarily supports Platts’ International Finance Team by assisting with financial & operational accounting, reporting, forecasting, and analysis.
This position will also assist with ad hoc requests and special projects. Accountabilities will include: month end close (30%); preparation of financial reports and analysis (15%); detailed monthly earnings forecasts (20%); annual planning and budgeting (15%); ad hoc special projects (20%).
The Impact: The role will have significant responsibility for Platts financial pro…
S&P has established a dedicated group which covers credit evaluations for mid-market companies in the UK, France and Germany.
In order to sustain our growth trajectory, we are currently looking to hire a Research Assistant for the Frankfurt office who will work as a temporary replacement one a 1 year contract (with +1 year extension option).
The Research Assistant will support the Mid-Market Group Evaluation team in the following tasks:
• Preparing meetings with issuers and working on necessary follow-ups with clients
• Produce relevant, …
The Fitch Ratings Sovereigns Group provides credit research and opinion on more than 100 countries, and assigns ratings to the foreign and local currency debt of sovereign governments that account for virtually all of sovereign international debt issuance.
Dual-headquartered in New York and London, Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local …
Fitch Solutions is currently looking for a Client Services Executive to provide support to clients following the purchase of financial data information.
Fitch Solutions, a division of the Fitch Group, focuses on the development of fixed-income products and services bringing to market a wide range of data, analytical tools and related services, and is the distribution channel for Fitch Ratings content. Fitch Solutions' product offerings include Fitch Ratings' research delivery, risk and performance analytics, surveillance tools, structured…
Fitch Solutions is currently looking for an Account Manager to drive up sales productivity, generate sales growth and maintain an existing book of business.
Fitch Solutions, a division of the Fitch Group, focuses on the development of fixed-income products and services bringing to market a wide range of data, analytical tools and related services, and is the distribution channel for Fitch Ratings content.
Fitch Solutions products and services provide market participants with greater insight into the growing complexity of the credit mark…
Fitch Ratings is seeking a Performance Coordinator to provide data and analytical support to the European Structured Finance team.
Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions. Fitch currently rates Structured Finance transactions across five main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, Structured Credit and Covered Bonds.
The primary role of Performance Coordina…
We are currently seeking a Director to join our Financial Institutions team to be based in London, focusing on the rating of banks in the UK and Ireland.
The Fitch Ratings Financial Institutions Group has actively built the agency into the global leader in bank credit rating coverage. The Group is also experiencing growing coverage of non-bank financial institutions (NBFIs), including asset managers, securities firms, leasing/factoring companies and captives. Our experienced analysts provide comprehensive, timely and transparent coverage …
The International Public Finance Group (IPF) is responsible for assigning and maintaining international credit ratings of public entities and their debt issues. The Group currently maintains more than 220 ratings in Europe, Middle-East and Africa.
Dual-headquartered in New York and London, Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market ex…
Fitch Ratings’ EMEA Corporate group provides public and private ratings of companies and their debt instruments in Western Europe and, increasingly, CEE, the CIS, Middle East and Africa.
Requisition number: TBC
Title: Corporates – TMT – Associate Director
Location: Canary Wharf
Fitch Ratings, a global rating agency dual-headquartered in New York and London with 51 offices worldwide, dedicated to providing value beyond the rating through independent and prospective credit opinions, r…
The Fund and Asset Manager Rating Group (FAM) is focused on providing investors with timely, prospective and informative ratings and related research covering three primary areas (qualitative ratings on investment funds, money market fund ratings and asset manager ratings).
Dual-headquartered in New York and London, Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shape…
Fitch Ratings is currently seeking a Credit Analyst to join our FI team based in London with a primary focus on Turkish Financial Institutions.
The Credit Analyst will be trained to understand and interpret financial institution financial statements; analyse financial statements and become familiar with standard Fitch ratio and trend analysis; prepare credit analysis on banks and other non-bank financial institutions for presentation at rating committees, prepare for and attend rating committees on banks and non-banking financial institut…
Fitch Ratings is seeking a Credit Analyst to join its RMBS team, with a focus on UK transactions.
Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions. Fitch currently rates Structured Finance transactions across four main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities and Structured Credit. Fitch Ratings maintains surveillance on over 1,500 European structured finance transactions.
This role is responsible for analyzing & recommending acceptance/rejection of credit proposals (new/annual/interim). The role holder is also responsible for monitoring and ensuring compliance with the credit policies and guidelines.
*Managing a set of assigned portfolio of high value, large sized clients especially Group relationships engaged in diversified business activities. This position handles larger Corporate & Investment Bank clients as well as large Corporate Banking clients and the financial impact (credit impairment and/or loss…
Expanding credit investments fund has just raised new capital and is looking for an Investment Analyst.
Our client is a leading Credit Investment Fund. They have just raised new capital and are looking to add an Investment Analyst to their team.
The role will wok on the following tasks:
Fundamental Credit Analysis: review Information Memoranda, commercial due diligence reports, broker reports on public competitors, other independent desk top research.
Financial Analysis: in particular cash flow generation, leverage levels and latest trad…
Superb opportunity to join this high profile investment firm. They want a Manager to join their Credit Investments team, which analyses investments within high yield bonds, loans and debt
Our client is a leading investment fund. They invest across the equity and debt structure and have significant $multi billion of assets under management.
They are now looking to add a 'Manager' level Credit Analyst to their Debt Investments team who will work on investing within high yield bonds, senior loans and other high yield debt.
The role will focu…
This is an invitation to challenge us. To question routines, to not accept things at face value, to share if you are of a different opinion. We welcome productive change and sound new ideas.
And if you come up with better solutions, you will find support in implementing them. What we will keep is this attitude.
Senior Industry Analyst (m/f)
Erste Group Bank AG is the corporate headquarter for a group of leading banks in Central and Eastern Europe (CEE), enjoying continued growth and stability in one of the most interesting and promising r…
Our client , an industry- leading, global company, is in the process of developing their SSC in Kraków. Due to their continued success and expansion in Poland, we are now looking to recruit Senior Accountants with a variety of languages.
Reporting to a Finance Process Team Leader, you will be a member of a high performing team and will play a significant role in the success of this well- known organization, working in a fast moving shared service environment.
The process will include Journal Postings, Reconciliations, Inventory Accounting…
Our client, a global BPO organisation recognised as a world leader and innovator in business process outsourcing is developing their new delivery centre in Krakow.
Our client, a global BPO organisation recognised as a world leader and innovator in business process outsourcing is developing their delivery centre in Krakow.
The delivery centre in Krakow offer a challenging, dynamic and international work environment with access to a global network of expertise and knowledge with significant career development opportunities.
SENIOR CREDIT …
Global and prestigious financial firm in midtown NYC is looking for VP Regulatory Compliance officer.
Regulatory compliance experience and knowledge of consumer federal/state regulations
A Bachelor’s Degree in business administration, finance, accounting or economics
Required to be fully knowledgeable and skilled in deposit, operations, and lending compliance
Must maintain competent level of expertise and knowledge of various laws and regulations
Must provide regulatory advice in a way that business managers can understand risk and solut…
GE works on things that matter. The best people and the best technologies taking on the toughest challenges. Finding solutions in energy, health and home, transportation and finance. Building, powering, moving and curing the world. Not just imagining. Doing. GE works.
Responsible for the efficient and effective collection/rehabilitation of overdue accounts to minimise delinquencies and losses
Essential Responsibilities -To conduct outbound telephone based collection activity from 0 - 120 …
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.
As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic.…
Working closely with other internal teams such as Implementation Services, Product Management and Engineering, you will provide technical expertise and use your customer management skills to ensure the ongoing satisfaction of our banking clients in using our software for the financial risk management and regulatory compliance.
This is an opportunity to further advance your technical expertise and domain knowledge within the financial services industry. You will work with leading edge technology…
Permanent, Full time
Updated on: 30 Oct 14