Job Description

About Us

IFM Investors is a global asset manager, founded and owned by pension funds, with capabilities in infrastructure equity and debt, private equity, private credit, real estate and listed equities.

Our purpose is to invest, protect and grow the long-term retirement savings of working people. We believe healthy returns depend on healthy economic, environmental and social systems - and these are evolving on a scale never experienced before. To find opportunity, build value and meet the needs of future generations, you need scale, skill and expertise. That's what IFM Investors has built up over 30 years.

With assets under management of approximately $267.6 AUD billion (at 31 March 2026), we prioritise the interests of over 849 institutional investors worldwide. IFM operates from 17 offices across Australia, Europe, North America and Asia.

For more information, visit ifminvestors.com.

The Opportunity

At IFM, you're not just part of an investment company - but an invested one. We see the work we do as the chance to take sustainable, responsible steps forward for millions of people around the world.

So, we have made sure to create a workplace that's inclusive, accountable and collaborative. Where you're given the opportunities to make a meaningful contribution and grow your skills. All while feeling valued and supported for who you are and what you bring to the team.

Along with the chance to make a meaningful, positive difference from day one, we offer a competitive salary and generous leave entitlements. Our hybrid and flexible approach can vary by team and role, it is built around trust. We encourage our people to manage their work life rhythm in a way that works best for them and their teams.

Business Overview

For more than 20 years, we've offered investors a range of diversified credit, infrastructure debt, bond and cash strategies. The Diversified Credit team is one of Australia's largest credit managers with broad reach across the credit spectrum.

The Role

The Associate role's main areas of responsibility are:

• Lead and coordinate the execution of new credit investments across commercial real estate credit opportunities, from indicative term sheet through to credit approval, documentation, satisfaction of conditions precedent and financial close.
• Undertake detailed credit analysis and due diligence across a diverse range of real estate debt opportunities, with a particular focus on real asset and commercial real estate debt, including residential, commercial, industrial, retail, build-to-rent, and specialised asset classes.
• Provide financial analysis, feasibility modelling, and transaction modelling to support credit assessments, including sensitivity analysis
• Build and manage relationships with borrowers, originators, banks, brokers, lawyers, valuers and other market participants, and represent the team professionally with internal and external stakeholders.

Your Background and Experience

• 5-8 years relevant experience in credit, debt or real estate finance, gained at a non-bank financier, bank lending or institutional debt team, investment bank, fund manager, private credit firm or property financier.
• Strong transaction negotiation and execution experience and leadership, including hands-on involvement in due diligence and legal documentation.
• Excellent financial modelling, feasibility and cash flow analysis skills, and a sound understanding of credit structuring, security and capital structure dynamics.
• Sound commercial judgement and the ability to identify, frame and structure key risks and mitigants under transaction timeframes.
• Strong familiarity with traditional property financing including: Senior/Stretch development financing, mezzanine development financing, income producing assets financing and land financing
• A bachelor's or master's degree in finance, commerce, business, law, property or a related discipline; CFA or equivalent progress viewed favourably but not essential
• Demonstrated use of AI-assisted workflows to improve the speed and quality of credit work.

Ready to invest in what matters?

With IFM, that includes your own career. Visit ifminvestors.com/careers to find out more.

IFM Investors is committed to promoting an inclusive culture where all employees are valued and recognised for their unique qualities, backgrounds, and perspectives. We champion all groups regardless of race, gender, religion, sexual orientation, age, disability, or family status. We are committed to providing individuals with disabilities reasonable adjustments to participate in the job application or interview process. Please contact us if you require specific support at any stage of the recruitment process at Careers@ifminvestors.com