At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• Strong quantitative and analytical design skills with ability to own and enhance business logic components, contributing to end-to-end model development
• Hands-on quantitative development with increasing autonomy; translating analytical concepts into scalable model logic and contributing to design decisions
• Ability to collaborate effectively with analysts, model developers, and stakeholders
• Experience in using AI tools to improve efficiency in analytical and development workflows

Education

• Bachelor's degree in Mathematics, Physics, or Statistics, and either (i) a Master's or PhD in a related field, and (ii) 3+ years of relevant work experience (e.g., Credit Risk)

Responsibilities

• Independently contribute to and partially lead quantitative development and maintenance of credit rating models through hands-on analytical work
• Develop and implement quantitative business logic components of credit rating models with limited guidance
• Analyze data and model behavior to develop, test, and maintain rating models
• Document model logic, assumptions, and analytical decisions in line with governance standards
• Collaborate with team members and stakeholders to ensure correct interpretation and application of models

About the team
Our Credit Strategy and Standards - Modelling and Quantitative Analytics / Design and Analytics team is responsible for the development and maintenance of credit rating models used in the rating process.
We contribute to Moody's by designing and implementing robust quantitative model logic, ensuring consistency and comparability across the modelling suite, and strengthening analytical capabilities as we grow our team presence in Bangalore. By joining our team, you will be part of exciting work in quantitative modelling and credit risk analytics within a global ratings organization, with increasing collaboration across regions and a growing footprint in our Bangalore office

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.